Salary
₹40,000 - ₹60,000
Experience
3 yrs - 10 yrs
Shift
DAY
Openings
4
We are seeking an experienced and results-oriented Unit Manager to lead the Micro LAP segment with a focus on managing loan ticket sizes ranging from ₹3 to ₹5 lakhs. The role involves driving sales, ensuring portfolio quality, and leading a team to achieve business targets, with a strong focus on maintaining regular and bucket collection efficiency.
Key Responsibilities
Sales and Business Development
Develop and implement strategies to achieve business targets for the Micro LAP portfolio.
Identify and onboard potential customers in the assigned geography through effective marketing and relationship-building activities.
Collections and Portfolio Management
Monitor and ensure regular collections to maintain a healthy portfolio.
Develop strategies to improve bucket-wise collection efficiency and reduce delinquency rates.
Work closely with the collections team to track overdue accounts and implement corrective measures.
Conduct periodic portfolio reviews to identify risks and take proactive actions to mitigate them.
Team Management
Recruit, train, and mentor a team of Relationship Officers and Sales Managers.
Monitor team performance and ensure adherence to targets, quality, and compliance guidelines.
Motivate and guide the team to maintain high levels of productivity and customer satisfaction.
Credit and Risk Management
Work closely with the credit team to ensure timely approvals and adherence to credit policies.
Ensure proper documentation, due diligence, and compliance checks to mitigate risks.
Market Analysis and Strategy
Stay updated on market trends, competitor activities, and customer needs to develop competitive strategies.
Provide insights to management for refining product features, pricing, and customer outreach programs.
Operations and Compliance
Ensure all transactions and processes comply with internal and external regulations.
Maintain accurate and timely MIS reports for management reviews.
Qualifications and Skills
Education: Graduate in any discipline (MBA preferred).
Experience: 4-6 years in LAP or related secured lending products, with at least 2 years in a team-leading role.
Skills:
Strong knowledge of LAP/HR products and processes.
Excellent communication, interpersonal, and negotiation skills.
Proficiency in credit assessment, market analysis, and portfolio management.
Team leadership and motivation skills.
Key Performance Indicators (KPIs)
Achievement of monthly/quarterly disbursement targets.
Portfolio quality and delinquency levels.
Regular and bucket-wise collection efficiency.
Team productivity and retention.
Compensation
Competitive salary with performance-linked incentives.
Join us and be part of a growing team that drives financial inclusion through innovative solutions!
The salary for this Unit Manager position ranges from ₹40,000 to ₹60,000 per month. The actual compensation may vary depending on your experience, skills, and interview performance. Many employers also offer additional benefits such as incentives, bonuses, and overtime pay.
To apply for this Unit Manager position, you need 3 to 10 years of experience. AKOLTA SOLUTIONS PRIVATE LIMITED may also consider candidates with equivalent qualifications or relevant practical experience. Create your account on Meri Jobs to apply and get matched with similar opportunities.
This Unit Manager position follows a DAY shift. standard day shift timings (typically 9 AM to 6 PM). This ensures a healthy work-life balance. Check the job listing for specific timings or contact the recruiter through Meri Jobs.
The key skills required for this Unit Manager position include Loan Against Property, LAP, Micro LAP, Microfinance Operations, Financial Services, MSME Loans, Communication, Problem Solving. Candidates with these skills will have an advantage during the selection process. Even if you have some but not all skills, you are encouraged to apply — many employers provide on-the-job training for deserving candidates.
This Unit Manager position is located in Mumbai, Navi Mumbai. You will need to work from the office. Contact AKOLTA SOLUTIONS PRIVATE LIMITED through Meri Jobs for the exact office address and commute details. Click "Apply Now" on this page to submit your application directly to the recruiter — it is completely free.